SNAP Eligibility 2027 Income Limits, Asset Limits and Work Rules (Updated October 2026)

Last updated: November 2, 2026. Figures are from the USDA Food and Nutrition Administration's fiscal year 2027 SNAP standards (October 1, 2026 to September 30, 2027). Confirm details with your state SNAP agency.

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To qualify for SNAP between October 1, 2026 and September 30, 2027, most households in the 48 states and D.C. must have gross monthly income at or below 130% of the poverty level ($1,729 for one person, $3,575 for four) and net income at or below 100% of poverty ($1,330 for one, $2,750 for four). Countable resources are generally limited to $3,000, or $4,750 if a member is 60 or older or disabled. The One Big Beautiful Bill Act of 2025 also expanded the work time limit to adults ages 18 to 64.

FY 2027 SNAP at a glance (48 states and D.C.)

Gross income limit, 1 person	$1,729 a month (130% of poverty)
Net income limit, 1 person	$1,330 a month (100% of poverty)
Gross income limit, family of 4	$3,575 a month
Resource limit, most households	$3,000
Resource limit with a member 60+ or disabled	$4,750
Work time limit applies to	Able-bodied adults 18 to 64 without a child under 14 (with exceptions)

Source: USDA Food and Nutrition Administration, FY 2027 SNAP standards, effective October 1, 2026.

Is this the right guide for you? This page covers who qualifies for SNAP. For benefit amounts by household size, see SNAP benefits 2027 by household size. For the application process, see how to apply for SNAP.

1. Income Limits, October 2026 to September 2027

Gross income is your household's total countable income before deductions. Net income is gross income minus allowed deductions. Most households must pass both tests. These limits apply in the 48 contiguous states, D.C., Guam and the U.S. Virgin Islands.

Household size	Gross monthly limit (130%)	Net monthly limit (100%)
1	$1,729	$1,330
2	$2,345	$1,804
3	$2,960	$2,277
4	$3,575	$2,750
5	$4,191	$3,224
6	$4,806	$3,697
7	$5,421	$4,170
8	$6,037	$4,644
Each additional member	+$616	+$474

Limits are higher in Alaska and Hawaii. For one person in FY 2027, the gross limit is $2,162 in Alaska and $1,989 in Hawaii.

Special rule for older and disabled members

If your household includes someone who is 60 or older or receives certain disability payments, the USDA says your household only has to meet the net income test, not the gross income test. Households in which everyone receives TANF or SSI do not need to meet the income limits at all.

Deductions that lower net income

• 20% of earned income
• A standard deduction of $217 for households of 1 to 3 people ($229 for 4, $268 for 5, $308 for 6 or more)
• Dependent care costs needed for work, training or education
• Medical costs over $35 a month for members who are 60 or older or disabled
• Legally owed child support payments, in some states
• Shelter costs that are more than half of household income after other deductions, up to a cap for most households

2. Resource (Asset) Limits

Countable resources include cash and money in bank accounts. For FY 2027 the federal limits are:

Household	Resource limit
Most households	$3,000
Households with at least one member age 60 or older, or disabled	$4,750

Some resources are not counted, including your home and lot and the resources of people who receive SSI or TANF. Some states also let you keep at least one car. Rules on other assets can vary by state, so ask your state agency.

3. Work Requirements and the 2025 Law Changes

General work requirements

Most adults ages 16 to 59 who are able to work must register for work, not voluntarily quit a job or cut hours without good reason, and take part in SNAP Employment and Training or workfare if the state assigns it. People 60 or older remain exempt from the general work requirements.

The time limit for able-bodied adults without dependents (ABAWDs)

Adults subject to this rule can get SNAP for only 3 months in a 36-month period unless they work or join a work program for at least 80 hours a month (about 20 hours a week). The One Big Beautiful Bill Act of 2025, signed July 4, 2025, changed who is covered:

• Age range raised: the time limit now applies to adults 18 to 64, up from 18 to 54.
• Parent exception narrowed: the exception for adults responsible for a child now applies only when the child is under 14. Adults whose children are 14 to 17 may now be subject to the time limit unless another exception applies.
• Three exceptions removed: the temporary exceptions for people experiencing homelessness, veterans, and young adults who aged out of foster care no longer apply.
• New exceptions added for Indians, Urban Indians and California Indians as defined in federal law.

Other exceptions remain in the law, so ask your state agency which ones fit your situation. Some areas may also have waivers, so check your local rules.

4. Students and Noncitizens

College students face extra eligibility rules. The 2025 law also changed which noncitizens can receive SNAP. Because these rules depend on individual details and state implementation, ask your state SNAP agency or check the USDA eligibility page before you apply.

5. Quick Eligibility Checklist

1. Count your household: people who live together and buy and prepare food together.
2. Compare gross income with the limit for your household size (skip if a member is 60+ or disabled).
3. Estimate net income after deductions and compare it with the net limit.
4. Check resources against the $3,000 or $4,750 limit.
5. Review work, student and citizenship rules that apply to each adult.

If you are close to a limit, apply anyway. Only your state agency can make the final decision, and many states use broader rules than the federal minimums.

Optional: keeping pay stubs, rent receipts and utility bills together makes it easier to prove income and expenses. You do not need to buy anything to get SNAP.
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Frequently Asked Questions

What is the SNAP income limit for one person in 2027?

In the 48 states and D.C., the gross monthly limit is $1,729 and the net monthly limit is $1,330 from October 1, 2026 through September 30, 2027.

Can I get SNAP if I have savings?

Yes, if countable resources are within $3,000, or $4,750 when a member is 60 or older or disabled. Your home and lot are not counted.

Do SNAP work rules apply to people over 60?

People 60 or older are exempt from the general work requirements. The time limit for able-bodied adults without dependents now covers ages 18 to 64, so adults 60 to 64 should ask their state how the rules apply to them.

Related Guides

• SNAP Benefits 2027 Maximum Monthly Amounts by Household Size (Updated October 2026)
• How to Apply for SNAP and Use Your EBT Card, a Step-by-Step Guide (Updated October 2026)
• SSI Benefits 2027 With a $1,029 Monthly Payment, Eligibility and How to Apply (Updated October 2026)
• Medicaid 2027 Income Limits and the New Work Requirement (Updated October 2026)

Sources

• USDA FNA: SNAP Eligibility
• USDA FNA: SNAP FY 2027 Income Eligibility Standards (PDF)
• USDA FNA: SNAP Cost-of-Living Adjustment (COLA) Information, FY 2027
• USDA FNA: SNAP Special Rules for the Elderly or Disabled
• USDA: SNAP Provisions of the One Big Beautiful Bill Act of 2025, ABAWD Exceptions Implementation Memorandum
• USDA FNA: SNAP Work Requirements

This guide is general information, not legal or financial advice. Aid Hub is not affiliated with the USDA or any state SNAP agency. Always apply through your state's official SNAP website.